Lock money into your own vault. Nobody — including us — can open it early. On the date you set, it lands back in your bank, with interest.
Apsis is a place for money you don’t want to touch. You choose a date; it locks in your own vault, on-chain, where nobody — including us — can open it early. Ten quiet minutes to change your mind come first, before a cent moves. On the day you chose, it lands back in your bank, with interest. That’s the whole product.
The timelock is physics, not policy. There is no support ticket that opens a vault.
Every lock is verifiable on Base — balances read live from chain, fees stated in dollars.
Cancel during cooling-off and nothing ever leaves your bank. No fee, no trace, no questions.
One decision on your end. Everything after — cooling-off, transfer, custody, return — happens on its own.
A week, a month, a year — pick when it comes back. Wider orbit, longer wait, nothing else changes.
Before a cent leaves your bank, a cooling-off window holds it in place. Cancel free, any time before it closes.
A single transfer, free if you let it clear normally. After that, it’s out of anyone’s hands — including ours.
Held as USDC in your own on-chain vault, quietly compounding while it waits.
On the date you chose. Not early, not late — back in your bank, with interest.
Drag the amount, pick a duration — this runs the same math your lock would.
Every screen you’ve seen here is the real product, not concept art.
Every vault is a real, independently deployed contract — not a database row with a lock icon next to it.
// simplified — the guard every vault enforces
function withdraw() external {
require(msg.sender == owner, "not owner");
require(block.timestamp >= unlockAt, "still locked");
usdc.transfer(owner, balance);
}The parts of a crypto product people usually have to take on faith — spelled out instead.
From your bank — by ACH, debit card, or FedNow, your choice at funding time. It's converted to USDC and moved into a vault that belongs to you alone. When your lock matures, or if you cancel in time, it comes back the same way: to the one bank account you verified at signup, and nowhere else.
Apsis never touches your dollars directly. Bridge, our banking and compliance partner, converts USD to USDC on the way in and back to USD on the way out — both legs handled by infrastructure built and regulated specifically for this, not custom code we wrote ourselves.
Any regulated service that moves real money between banks and blockchains is required to. Bridge handles the verification directly — Apsis never sees or stores your ID documents. It's a one-time check, not a recurring hurdle.
A small, permanent program on the blockchain that holds your money and follows exactly one rule: never release funds before the date you set. There's no override built in — not for you in a moment of temptation, not for Apsis, not for anyone. It's not a promise we're making. It's a promise the code physically can't break.
Every step of moving your money has a corresponding undo. Cancel within the first minute and nothing happens at all — no money has moved yet, it's free and instant. Miss that, and there's a second window for the ten minutes after: the contract will still refund you automatically, with no one's approval required. In the rare case something goes wrong after funds are already in motion, our team steps in directly until it's resolved.
Takes a couple minutes to set up — no minimums to start.